

As the above comment mentioned, time is also a factor. My old beater that I bought for $800 that costs about $350 a year to keep on the road keeps my commute time a lot lower than it would be otherwise. I have a friend in a country with better public infrastructure than mine. His commute time by car is 3 times shorter than it is by bus, and he lives in a significantly denser area than I do.
Look up the black hebrew Israelite movement. It’s really a weird phenomenon.