I am sure the terminal IDEs are great. I did used to play around with vim myself, and still use it for editing config files. I have had some success with Jet Brains as well. It’s a solid product.

I don’t really have the energy it takes to configure and learn all the stuff that’s needed for a terminal only setup these days. I guess I am just not as discerning as you are. I might try a ready made solution like LazyVim.