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Cake day: June 10th, 2023

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  • Trainguyrom@reddthat.comtomemes@lemmy.worldOh hell yeah
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    2 days ago

    The fastest fix is a very short copyright window, say 5-10 years. Given the fact that every movie release makes back it’s entire production budget in 1 week or is immediately deemed a flop, 5-10 years is plenty of time to mine an IP for boatloads of cash, plus once anyone can make a star wars movie or book or whatever, the real value shifts instead to the brand that produces it. New brands can make a name for themselves respinnong “old” IPs and making far better content than the original studio would’ve been willing to risk, and big brands can focus more on how important it is to view the only official versions of a given IP based on their branding.


  • Trainguyrom@reddthat.comtomemes@lemmy.worldOh hell yeah
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    2 days ago

    I think that was every normal person’s experience with minions. They were funny as side characters in the film, but then the sequels and spinoffs leaned too heavily into them and the memes started and everyone with 2 braincells to rub together said “fuck this” and ignored the minion scurge to fester




  • Actually its the inverse. Borrower A is borrowing the equivalent of $105 and borrower B is borrowing the equivalent of $125 and after 5 years the amount they borrowed is equivalent to $160.

    Let’s put this into more real terms. Lets say 30 years ago borrower C got a $100k mortgage at a 6% interest rate. Ignoring everything else that often gets lumped into “the house payment” (insurance, property taxes, HOA/condo association fees, closing fees, etc.) their monthly mortgage payment would be $599.55 for the entire lifetime of that mortgage. That $100k in 1995 dollars that was borrowed would be about $210k when adjusted for inflation. Those 360 payments would also conveniently equal out to roughly $215k meaning they effectively were loaned the money for free over the timescale, and that loan payment of $600 in 1995 is still a loan payment of $600 in 2025 despite the fact that that $600 in 1995 dollars is equivalent to about $1200 today.

    Basically with inflation, property ownership ensures a roughly decreasing cost of living over a lifetime and property has a tendency to gain value faster than a dollar does, so ultimately being able to get a mortgage creates wealth for the individual by stabilizing costs that would otherwise grow indefinitely and they gain an asset that generally increases in value.






  • When I was a young adult I bought my first car with a loan because my girlfriend at the time relied on her parents old van which had the engine die (I very recently learned this was due to off label oil change practices her ex told her to do when he worked at the Walmart auto dept)

    Anyways since I had basically no credit history, I ended up with a 22% interest loan on my car! I didn’t know what I was looking at in the paperwork and the sketchy dealership my BIL insisted we go to flat out was “joking” "oh you don’t want to read that. Just sign here!’

    Once I had a chance to look at what I signed I quickly opened a bank account and got that loan refinanced down to an 8% interest rate. I also learned that it had some extended service plans added on that I didn’t know about which didn’t cover anything that wasn’t already covered by the manufacturer warranty.

    Later on I went back to college, pulled equity out of the car and refinanced it again down to a 4% interest rate, then a few months later I totaled it hitting a deer.

    I kinda forgot what my point was in sharing this story but here we are I guess


  • Ohhhh you meant grocery delivery not restaurant delivery. I think that’s the source of a lot of the pushback on your comment. Grocery delivery can absolutely make a ton of sense, especially when it’s only a fee of like $10-20 on what could be 2 weeks worth of groceries (basically a 5-10% increase in person trip cost)

    Personally I don’t do grocery delivery because often what I like and what I look for isn’t the same as what the shopper usually buys or looks for, and when they substitute it might not be something that makes sense. But I’ve been tempted before on particularly busy weeks or even just as a money saving strategy to avoid getting extra items that aren’t needed and/or for comparison shopping (I’m much, much more price sensitive when online shopping compared to in-person)



  • Trainguyrom@reddthat.comtotumblr@lemmy.worldEarly Feminist
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    22 days ago

    As a kid I was incredibly artsy and wanted to experiment with jewelry making and beading and all sorts of other fun types of arts I hadn’t yet tried out. I remember being just kinda upset that the packaging and branding for the jewelry making kits and beading and sewing and knitting stuff made it very clear this was a GIRL thing and as not a girl who wanted to try it, I felt a little gross and innappropriate doing this GIRL stuff even though I thought it was kinda cool. I do wonder if I would’ve gone more into jewelry making or sewing if it hadn’t been presented to me in such a heavily gendered fashion

    I also remember little pre-school me being very excited because my best friend was going to bring a “boy barbie” that I could play with then being confused by the ken doll she brought because i thought it would be a Barbie for boys, not just a Barbie that is a boy. Later she got in an argument with another girl because the girl was playing with the Barbie and she wanted to play with the Barbie but the only one available was the Ken doll but she can’t play with the Ken doll because that’s a boy and she’s not a boy! And I was just very confused because why does she have to play with the girl barbie? What’s wrong with playing with the boy barbie? So i went back to playing with the kitchen set at that point and kept pretending to cook stuff and put away groceries.

    Point is, kids don’t give a crap about gender norms until they’re told to care about them. Both my kids love toy cars and pretending to cook with their toy kitchen, and often I see them tucking in cars to sleep and doll fight clubs because we don’t bother to tell them which toys are for little girls or boys and just let them play with whatever they feel like playing with



  • Honestly I fully expect it to just be saber rattling to drag it out until trump capitulates, which he almost always does when the going gets tough.

    Newsom is a shoe-in for the democratic candidate for presidency in 2028, and his largely neoliberal policies combined with his charisma make him an obvious choice for the DNC. However I do think the DNC needs to try running a Midwestern Dem from a battleground state sometime because they can really break a lot of the caricatures that the GOP likes to paint on the national stage about Dems