• The_v@lemmy.world
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    2 days ago

    Not really, but that’s a myth that credit card companies want you to believe. Creditors really want to be repayed and make a profit. So they want you working, eating top ramen and paying them back. Homeless & jobless = no money for them.

    Property owners want somebody with a job, a history of paying rent, and enough income to cover it. I was always able to get a place to live even when my credit rating was sub-500’s due to credit card charge-offs.