• The_v@lemmy.world
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    3 days ago

    I had $20K a 401K and $15K in school loans when I swapped jobs in my late 20’s. Guess what I did with it.

    3 years later I was able to purchase my first house because I saved up money instead of paying the student loans.

    Right now I should be maximizing my retirement savings according to all the advisors. Instead I am using the money to pay for my kids college so they can start off in life above zero instead of -$50k like my wife and I did.

    I figured out a long time ago that there is no way in hell I can retire and remain in the U.S. The system is rigged against me. So my goal for the next 10 years is to learn Spanish.